saving

Pay off Mortgage or contribute to KiwiSaver?

By |MoneyBlog|

Recently, BusinessDesk received an email from a reader seeking financial advice. It turns out her stepfather had some questionable suggestions for her and her husband. The reader and their husband earn around $150,000 pre-tax, have a huge mortgage of $600,000 and currently cannot contribute more than 3% to their KiwiSaver. According to her stepfather, they should

I still have a mortgage and don’t earn a lot, when do I start saving for retirement?

By |MoneyBlog|

The short answer is start today, no matter how small the investment is it all adds up over time.  If you go through your spending and check if you are spending wisely.  Is there an area where you can cut back even just a little?  Is there an alternative cheaper option for something you are

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