Buying a home is time consuming, emotional, stressful and exciting all at the same time. The more clarity you have around what you want the easier and more enjoyable the process will be. A really effective way to get clarity is by using some lists so everything is not a muddle in your head. If
When it makes sense for you personally. It can be so confusing to decide which is the best time to buy an investment property as there are many mixed messages everywhere. I’m not convinced that relying on economic forecasting will ever do more than provide a very limited guide. The only way to really establish
Should you pay off your property investment mortgage? This is a common question that property investors ask but it’s not a simple question to answer as it depends on your personal situation; however there are some guidelines that can help you make your decision. Guideline One If you have a mortgage on your personal home
Negative gearing is often a dirty term in the world of property investing. Negative gearing is when the ongoing costs of owning a property are more than the revenue you receive from it. Sometimes, people refer to negative gearing or negative cashflow before tax or sometimes after tax. A property can be negative before tax,
There are two ways you make money from property investment. One is from cashflow and the other is from equity. In a perfect world, you would try to maximise both, however you will generally have more of one than the other, depending on what you buy. How equity works There are three components to creating
