Buying a home is time consuming, emotional, stressful and exciting all at the same time. The more clarity you have around what you want the easier and more enjoyable the process will be. A really effective way to get clarity is by using some lists so everything is not a muddle in your head. If
In the midst of a global pandemic, the future is unknown. Of course, we will get through it and no doubt in a few years it will become far from our minds. However, until then, the course may be a little bumpy and we still need to move forward and make decisions. Fear-based financial decisions
Gosh what low interest rates we have at the moment. By far the lowest we have seen in our lifetime. Banks are run off their feet with people either buying property or refinancing and restructuring their mortgages. My mortgage advisor colleagues are saying that this is one of the busiest times they can ever recall.
Christmas is a challenging time of the year when it comes to your finances. If you don’t plan ahead and get organised it is very easy to blow your budget, that’s if you even have one. With a little bit of thought you can ensure your money goes further and you avoid the post Christmas
Brian Tracey, a US based author and speaker, has always been one of my favourites. In my opinion, he has written some of the best books on goal setting. His Law of Accumulation provides some great guidelines for improving your financial situation. 1. Develop Discipline The achievement of financial independence will require a tremendous number
Often people ask the question: “How long will it take to double my investment?” For instance, if you had an amount invested today, what would the length of time be to double that amount? And therefore allow you to get a glimpse of what it would be worth in the future. It is impossible
It is often said that going into a business partnership is just as complex and involved as a marriage. In my experience I would strongly agree with this. I’ve seen everything from incredibly successful partnerships through to ones that have been a complete nightmare. Let’s look at some areas you might like to consider before
I have three credit cards and a car loan. Is it a good financial decision to consolidate them and take out one big loan?
The answer to your question is that it depends. Consolidating all of your debts into one loan can either be a great idea saving you money and helping you get on top of your debts, or the opposite in that it costs you more money and stress. Debt consolidation is getting one loan, at a lower