kiwisaver

Pay off Mortgage or contribute to KiwiSaver?

By |MoneyBlog|

Recently, BusinessDesk received an email from a reader seeking financial advice. It turns out her stepfather had some questionable suggestions for her and her husband. The reader and their husband earn around $150,000 pre-tax, have a huge mortgage of $600,000 and currently cannot contribute more than 3% to their KiwiSaver. According to her stepfather, they should

How to Build an Education Fund for your Children

By |MoneyBlog|

Getting a good education is a key area of investment that potentially delivers outstanding returns, not all of which can be readily calculated in dollar terms.  It’s often our own level of education that largely dictates how much we earn, how we live, the quality and fulfillment we enjoy in our lives and the sort

I still have a mortgage and don’t earn a lot, when do I start saving for retirement?

By |MoneyBlog|

The short answer is start today, no matter how small the investment is it all adds up over time.  If you go through your spending and check if you are spending wisely.  Is there an area where you can cut back even just a little?  Is there an alternative cheaper option for something you are

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